Father and Son duo Charged with Felony Insurance Fraud, Perjury

If you intend to increase your troubles and problems by lying to the police and also to your insurance company you are boosting a criminal activity. Recently father and son duo viz., Mario Garcia, 44 and his son Mario Franklin Garcia, 21 of San Jose, self-surrendered at Santa Clara County Sheriff’s office located in San Jose. This arrest was announced by Insurance Commissioner Steve Poizner.  According to a criminal defense attorney in Dana Point, they would be charged with a misdemeanor count of hit and run. The duo’s fault was reporting wrong information about the loss of their vehicle 2003 Mustang Cobra. Mario Franklin Garcia reported that their said vehicle had been stolen on July 11, 2009.  Their vehicle was found extensively damaged by the CHP on July 11 which was crashed into a concrete barrier on Sierra Road in San Jose.

After this both father and son immediately filed an automobile insurance claim, the vehicle was valued at $16,000 when they filed the claim.  During the claim process Mario Franklin Garcia allegedly informed the insurers that on July 10, 2009 he watched a movie with his girlfriend at the Century Theaters in the Great Mall.  It is from here the vehicle was stolen; Mario also revealed in a hurry he also left the keys inside the vehicle.

But when the investigations took place it was found that on the night of July 10, Mario Franklin Garcia had crashed the vehicle into a cement barrier on Sierra Road.  On hearing the news his father picked up the son and drove towards Great Mall in Milpitas and filed a complaint regarding loss of vehicle.  According to Insurance Commissioner around 2,800 insurance fraud related arrests have taken place by CDI since the new commissioner took office in 2007.


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